

Product Name: IULE
Phone #: 800-867-6873
IULE Reference Guide:
Living Benefits Guide:
Prescription Guide:
Underwriting Guide:
Simplified IULwith Instant Decision
Most conservative and safest bet for clients

Product Name: FFIUL II Express
Phone #: 800-453-1448 (Application & Techincal)
Phone #: 800-852-4678 (Inforce Policy)
Agent Flyer:
Underwriting Guide:
FFIUL Comparison:
Offers a Simplified IUL and Fully Underwritten IUL
FFIUL II Express = Simplified
FFIUL II = Fully Underwritten
*Not available in California yet

Product Name: Intelligent Choice
Phone #: 800-736-7311
Client Brochure:
Underwriting Guide
Simplified IULwith Instant Decision
*Not available in California yet

Product Name: Instant Decision IUL
Phone #: 800-231-0801
Client Brochure:
Highlights Flyer:
Agent Guide:
Simplified IULwith Instant Decision

Product Name: Rapid Protect and FlexLife
Phone #: 800-906-3310
Rapid Protect Client Guide:
Rapid Protect Underwriting Guide:
FlexLife IUL Underwriting Guide:
All Products Underwriting Guide:
2 IUL Products
Rapid Protect IUL = Simplified and Instant Decision
Flexlife IUL = Fully Underwritten
NLG has the best living benefits in the industry
*Rapid Protect not available in CA yet
Product Name: Select
Phone #: 000-000-0000
Product Guide:
Underwriting Guide:
3 tier product (2 level, 1 graded)
40-85 years old
Easiest e-app in the entire industry
Pre-check instant decision before banking (one of only few carriers who do this)
Quit smoking advantage